Steven Wilterdink, CLU®, ChFC®

Financial Advisor

How much income will your retirement assets produce? Will you outlive your assets? The 4% withdrawal formula is too simplistic. When markets decline, they are making withdrawals too. How will taxes, long term care expenses, or a legacy goal impact our retirement? Distribution planning is far more complicated than the accumulation phase.


My mission- your portfolio is most vulnerable to negative returns the 8 to 10 years prior to retirement and the 8 to 10 years after you begin withdrawals. We can increase your financial security in retirement. Come in and talk with us soon.

The Northwestern Mutual Difference

Backed by the strength of Northwestern Mutual, my team and I provide you with a balanced approach to achieving your goal of financial security, assuring that your intentions have been understood and your needs are being addressed. And when it comes to implementing solutions, the full capabilities of Northwestern Mutual are leveraged to provide you with exclusive access to a comprehensive variety of products and services.

Our Strength is Your Strength

For more than 160 years, we’ve been there for people when they need us most, through all economic conditions. We’re pleased to announce that 2017 was another strong year. Read more.

If you live for it, we’ll help you plan for it.

See what our version of financial planning looks like.

Learn More

Good News for Our Clients

In 2018, we expect to again lead the industry in total dividends paid to our clients. Read more.


To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck